Under the Bihar Student Credit Card Scheme, undergraduate (UG) students must meet key criteria including being a permanent resident of Bihar, passing Class 12, and being aged between 18 and 25 years. Applications can be processed through the MNSSBY portal.
Basic Eligibility Requirements
Residency
Must be a permanent resident of Bihar.
Education
Must have passed Class 12 (Intermediate) from a recognized board or institution
Age Limit
Maximum age of 25 years for undergraduate programs.
Admission
Must have secured admission or enrollment in a recognized state or central government higher education institution / regulatory authority.
Must not be receiving another education loan, scholarship, or financial assistance under other state student programs.
Financial & Loan Parameters
Loan Amount
Up to ₹4 Lakhs for tuition fees, books, equipment, and laptops.
Interest Rate
4% general interest rate, with a concessional rate of 1% for female, disabled (Divyang), and transgender students.
If you want, I can share the list of required documents or guide you through the step-by-step application process on the portal.
If you want, I can share the list of required documents or guide you through the step-by-step application process on the portal.
For more details about scheme please visit this link
Academic Criteria
All passing girl students are eligible, regardless of their division or marks.
Bihar Post-Matric Scholarship Scheme (PMS Bihar)
Category Eligibility
Must belong to SC, ST, BC, or EBC categories.Residency: Must be a permanent resident of Bihar.Income Limit: Family's annual income must not exceed ₹3.0 Lakhs (updated limit).Benefits: Annual financial assistance covering academic fees and maintenance allowances.Official Website: Bihar Post Matric Scholarship Portal
2. Mukhya Mantri Kanya Utthan Yojana (Snatak Incentive)
This is an exclusive financial incentive program to encourage girl students to complete higher education.
Eligibility
Only for female permanent residents of Bihar who have graduated (passed UG) from a government or government-recognized college.
Academic Criteria
All passing girl students are eligible, regardless of their division or marks.
Category Eligibility
Must belong to SC, ST, BC, or EBC categories.Residency: Must be a permanent resident of Bihar.Income Limit: Family's annual income must not exceed ₹3.0 Lakhs (updated limit).Benefits: Annual financial assistance covering academic fees and maintenance allowances.Official Website: Bihar Post Matric Scholarship Portal
Mukhya Mantri Kanya Utthan Yojana (Snatak Incentive)
This is an exclusive financial incentive program to encourage girl students to complete higher education.
Central Government Alternatives (For All Categories, including General)
Central Sector Scheme of Scholarship (CSSS): For top 20th percentile students in Class 12.
Eligibility
Only for female permanent residents of Bihar who have graduated (passed UG) from a government or government-recognized college.
